There are so many insurance companies out there, where do you start? How do you know what you “should” be paying? Are any truly better than the other? Shopping for insurance can be overwhelming, even if it’s not your first time. Our advice? Choose an independent agent. Here’s why:
1.) Personal Touch
Unless you love being on hold and talking to robots, you should choose an independent agent to help you with all your insurance needs. Not only will your agent be a real, flesh and blood human, but he or she will also care about you and your family. When you call us, we genuinely want to hear how your day’s been. I once asked a client how his new puppy was doing and heard the phone drop. Yes, I remembered; and yes, I do care! We work for you.
2.) We Shop For You
When you go to the grocery store, do you always buy what the store is promoting? Probably not, because you know there may be better deals out there. That’s how your independent agent looks at your policies. Independent agents are contracted with a multitude of carriers (we have over 30), and they do the shopping for you. Not every company is the perfect fit for every person. Just because your sister is paying $75 per month with Nationwide doesn’t mean you will.
3.) In Your Corner
Accidents happen; that’s why we have insurance. Fortunately, your agent doesn’t work for the insurance company–she works for you. So if you have a claim, you can rest easy knowing your agent will always have your back and look out for your best interest.
Do you know what Tort means? Can you explain what a First Party Benefit is? What about the exclusions on a life insurance policy? Maybe you have a general idea but would like to fully understand what you’re signing. Ask us! We are here for you, and we want to help you understand so that you can make the best decision for you. No time? We also do abridged versions.
5.) Support Local
Independent agencies are typically small, family-owned, local businesses. Instead of going direct to a big company, let us help you, and know you’re supporting your community in the process. Additionally, most local businesses enjoy giving back to their communities by getting involved with nonprofit organizations, so you’d be helping a local business support a local cause. Double win!
Do you want to talk to a real person about your car insurance, homeowner’s insurance, business or life insurance? I don’t know about you, but I have a hard enough time getting online shopping right when I’m buying a T-shirt, let alone insurance! The next time you’re shopping, give your local independent agent a call. It’s what we do, and we’d love to help you.
About DiGiacomo & Associates Insurance
For the past thirty years, DiGiacomo & Associates Insurance provided comprehensive insurance solutions to Pennsylvania and Delaware. As a family-run business, we provide caring, personalized services to each one of our clients and take the time to determine the best coverage for each individual customer. For more information, contact us today at (610) 935-8900 to speak with one of our representatives.