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Insurance that Works for You

We understand that the unexpected can happen at any time, and it's crucial to be prepared. DiGiacomo & Associates is your trusted partner in protecting what matters most.

Experienced

Owned and Operated by same owner since 1984

Knowledgeable

We are highly  knowledgeable and reliable

Services

We offer several services under a single roof

Companyโ€™s History

Insurance throughout PA, NJ, FL, and VA.

Since 1984, DiGiacomo & Associates, Inc. began serving the insurance needs of individuals, families and businesses in Phoenixville, Pa. Since then we have grown our agency to provide communities throughout Pennsylvania, New Jersey, Florida, and Virginia, with insurance solutions designed to protect their specific interests and provide peace of mind.

A family run business, our office is made up of experienced professionals who care about each and every one of our clients. Our agents are conscientious and committed to delivering excellent solutions quickly and efficiently. We take the time to listen to your needs and help find the coverages best suited to you while also giving you the greatest value for your investment. With us, you can always rely on receiving personalized attention and unending support โ€“ all things that contribute to an experience unmatched in todayโ€™s market. We will protect and secure all that you care about and help keep you financially secure.

Meet Our Team

Services We Provide

At DiGiacomo & Associates, based in Phoenixville, PA, we understand that good customer service, quality guidance, and reliable products are what matter most to our clients in the industry.

DiGiacomo & Associates/ Home Insurance

Home Insurance

Home, for most people, could be their largest asset. But, more importantly, itโ€™s where you raise your family and create memories that last a lifetime.

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DiGiacomo & Associates / Auto Insurance

Auto Insurance

After an accident, auto insurance can protect you from financial devastation, pay to repair your vehicle and cover your medical expenses.

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DiGiacomo & Associates/ group health insurance

Group Health

Group health insurance is often employees' top priority since individual health insurance can be costly. It's a significant expense for employers, second only to payroll.

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DiGiacomo & Associates/ individual life insurance

Life Insurance

Everyone deserves a secure financial future โ€” and thatโ€™s why life insurance is so important.


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DiGiacomo & Associates

Commercial Insurance

Business owners have a lot of responsibilities on their shoulders, and one responsibility they may not be aware of is the risk of loss from business interruption.

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DiGiacomo & Associates/ high net worth insurance

High Net-Worth

High Net-Worth insurance comprises several products requiring greater levels and types of cover due to an increased value.

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Minimizing risks

DiGiacomo & Associates offers general liability and employee risk control services that can help you continuously improve workplace safety, mitigate injury and reduce costs.

Effective risk management

DiGiacomo & Associates aids in efficient risk management by developing a problem-solving strategy and executing it in a timely manner.


Employee Benefits

DiGiacomo & Associates has a wide array of insurance products to meet your business planning needs with recruiting, retaining, or replacing key employees critical to your business.

Our Client Reviews

james shoemakerjames shoemaker
18:42 09 Mar 23
Chris was very proffesional job. Happy with service. Would reccomend him to anyone
The Brenan Group LLCThe Brenan Group LLC
17:01 15 Feb 23
These guys are sharp and on the ball. With their years of experience, they know every aspect of the products of insurance I was shopping for. Always responsive too!
Steve MSteve M
21:43 04 Jan 23
DiGiacomo & Associates are a great company to work with. They're always prompt with answering any questions and always after your best interest.
DiGiacomo & Associates - great service every time. Prompt, professional and responsive. Many thanks to Mayuri Rastogi and Joseph Messantonio!
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Our Blogs

Life can get busy, and sometimes, even important things like paying your insurance premium can slip through the cracks. But what happens if you miss a payment? Letโ€™s break it down in simple terms so you know exactly what to expect and how to avoid trouble. The Immediate Impact of a Missed Payment Missing an insurance payment doesnโ€™t mean youโ€™re immediately without coverage. Most insurance companies offer a grace period, ranging from 10 to 30 days, depending on your policy. During this time, your coverage remains active, giving you a chance to make the payment without penalties. However, if you donโ€™t pay by the end of the grace period, things can get serious. Your policy may lapse, which means you lose your insurance coverage entirely. Risks of a Lapsed Insurance Policy A lapse in coverage can leave you exposed to significant risks. For example: Car Insurance: If your car insurance lapses, youโ€™re no longer protected against accidents or damages. Worse, driving without insurance is illegal in most states and can lead to fines, license suspension, or even legal trouble. Health Insurance: A lapse in health insurance could leave you footing the bill for medical expenses, which can be overwhelming in case of an emergency. Life Insurance: Missing a payment on your life insurance might mean your family loses the financial safety net youโ€™ve worked hard to set up. Reinstating a Policy After a Lapse If your policy lapses, many insurers offer reinstatement options. You may have to pay the overdue premium and possibly a reinstatement fee. In some cases, you might even need to go through underwriting again, which could lead to higher premiums or denied coverage if your health or circumstances have changed. Tips to Avoid Missing Payments Set Up Auto-Pay: Ensure your premiums are paid on time every month. Calendar Reminders: Mark due dates to stay on top of payments. Communicate with Your Insurer: If youโ€™re facing financial difficulties, contact us. We will offer flexible payment options. Missing a payment doesnโ€™t have to lead to disaster, but itโ€™s essential to act quickly. Staying on top of your payments ensures you and your loved ones are always protected. After all, peace of mind is what insurance is all about!

What Happens If You Miss a Payment? Insurance Lapses Explained!

Life can get busy, and sometimes, even important things like paying your insurance premium can slip through the cracks. But what happens if you miss a payment? Letโ€™s break it down in simple terms so you know exactly what to expect and how to avoid trouble. The Immediate Impact of a Missed Payment Missing an […]

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3 Simple Tips to Burglar-Proof Your Home!

3 Simple Tips to Burglar-Proof Your Home!

Home is where life happensโ€”family dinners, cozy nights, and treasured memories. But it's also where you keep the things you've worked hard for, making it vital to keep your space safe from unwanted intrusions. While no home is entirely burglar-proof, a few smart measures can drastically lower the chances of a break-in. Let's explore three […]

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Can Child Life Insurance Double as an Education Fund

Can Child Life Insurance Double as an Education Fund?

As parents, we all dream of giving our children the best start in life. From their first steps to their first day at college, every milestone is precious. Planning for their future, especially their education, can be overwhelming with so many options available. But did you know that child life insurance could play a dual […]

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Contact Info

Timings:
Monday โ€“ Friday: 9 am to 5 pm
Phone:
610-935-8900
Address:
Physical Address : 221 Bridge St. Phoenixville, PA 19460

Mailing Address : P.O. Box 230 Phoenixville, PA 19460

221 Bridge St
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